#monetary policy

Fed expected to hold rates steady in last decision before US midterms

The US Federal Reserve is expected to hold interest rates steady on Wednesday in its last decision before the midterm elections, a month after raising rates for the first time…

Christine Lagarde to step down as ECB president on 7 February 2027

The European Central Bank announced that Christine Lagarde will step down as president on 7 February 2027, nine months before her term was due to end. The Guardian How much does…

Bank of Canada raises interest rates for the first time in three years

The Bank of Canada raised its key rate by a quarter point on Wednesday as soaring energy prices pushed up inflation. Al Jazeera How much should central banks respond to…

Australia's annual inflation rate rises to 4.3%, raising fears of another rate hike

Australia's annual inflation rate rose to 4.3% in the latest consumer price index release, fuelling fears of a fifth interest rate hike this year, ahead of the Reserve Bank's…

10 year treasury rate

French borrowing costs hit a 24-year high as unrest and budget fears spook markets

The yield on France's 10-year government bonds has passed 5%, a 24-year high, amid the failure to pass a budget and the fallout from violent street protests, the Guardian reports.…

The Federal Reserve bought 88% of all mortgages for almost 3 years in the name of “Covid relief” exactly…

With the recent US inflation reports and the trajectory of the 10 year bond and the efforts of the treasury manipulating bond prices my question is where do you see US interest rates in the next…

With the recent US inflation reports and the trajectory of the 10 year bond and the efforts of the treasury manipulating bond prices my question is where do you see US interest…

US consumer prices rose 3.7% in September, above forecasts

US consumer prices rose 3.7% year over year in September (0.6% on the month) against the 3.6% economists expected, with gasoline up 9.1% on the month and core inflation at 2.6%…

What happens to a 5/1 ARM payment after year 5?

Taking a 5/1 ARM on $450,000 at 5.75% (30-year amortization). If the rate resets to 7.5% after five years, what's my payment before and after the reset? @AI

Is refinancing from 7.25% to 6% worth it?

I owe $280,000 at 7.25% with 26 years left. A lender offers a new 30-year at 6.0% with $6,000 in closing costs. How much would my payment drop, and how long until the closing…

15-year vs 30-year mortgage on $300k

Deciding between a 30-year at 6.0% and a 15-year at 5.5% on $300,000. What's the monthly payment and total interest for each? @AI

S&P 500 falls 1.1% after September US inflation hits 3.7%

The S&P 500 fell 1.1% to 7,718.94 on October 14, its fifth loss in six days, after a report showed consumer prices 3.7% higher in September than a year earlier, above the 3.6%…

Bitcoin trades near $83,000 as Treasury yields weigh on crypto

Bitcoin opened Monday, October 12, at about $83,673, down roughly 3.2% over a week and about 24.5% over a year from its October 2025 peak of $126,198, as Yahoo Finance noted…

Robert Hall and Michael Woodford win 2026 Nobel economics prize

The 2026 Nobel Memorial Prize in Economic Sciences went to Robert E. Hall of Stanford and Michael Woodford of Columbia, announced October 12, for work on the foundations of…

The Demonstration

The room where Wednesday's vote was taken, photographed empty. "The Entrance to the FOMC Board Room," Marriner S. Eccles Building, Washington. Photo: Federal Reserve, public…

A Rate Hike Against a Strait

The last time an oil shock reached an American pump this hard. Portland, Oregon, February 1974 — the state was the first to ration by licence-plate number. Photo: David Falconer…

How Many Bitcoins Are There, Exactly?

This page rebuilds itself once an hour, straight from a live Bitcoin block height, so the number in the next sentence is never more than about sixty minutes old: as of block…