mortgage

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mortgage

  • /ˈmɔːɡɪd͡ʒ/ UK
  • /ˈmoːɡɪd͡ʒ/ Australia, British, Southern
  • /ˈmoɹ.ɡɪd͡ʒ/ US
  • /ˈmoːɡəd͡ʒ/ New Zealand
  • /ˈmɔɾɡɪd͡ʒ/ Scotland

Rhymes with -ɔː(ɹ)ɡɪd͡ʒ

Where it comes from

From Middle English morgage and Middle French mortgage, from Anglo-Norman morgage, from Old French mort gage (“dead pledge”), after a translation of judicial Medieval Latin mortuum wadium, with wadium from Frankish *wadi (“wager, pledge”). Compare gage and also wage. So called because rents and profits from the land were owed to the lender for as long as the gage existed (comparable to interest on a loan today), as opposed to the living gage, in which rents and profits automatically reduced the debt (paying it off over time).

noun mortgages · morgage

  1. countable, uncountable A legal agreement in which a borrower pledges real property as collateral for a loan used to purchase or refinance that property. The appriser, therefore, (as the holder of a mortgage was then called,) entered upon possession, and in the language of Hotspur, "came me cranking in," and cut the family out of another monstrous cantle of their remaining property.
  2. countable, obsolete, uncountable The state of being pledged. lands given in mortgage

verb mortgages · mortgaging · mortgaged · morgage

  1. transitive To borrow against a property, to obtain a loan for another purpose by giving away the right of seizure to the lender over a fixed property such as a house or piece of land; to pledge a property in order to get a loan. to mortgage a property, an estate, or a shop
  2. figuratively, transitive To pledge and make liable; to make subject to obligation; to achieve an immediate result by paying for it in the long term. She mortgaged her future for the pleasures of the relationship with the sculptor, a relationship she knew would be short.

Thesaurus

Closest in meaning: mortgagee, collateralized, loan, lending, contract, financing, borrowing, foreclose, real-estate, charge, debt, recognizance, property, hypothec, guarantee, pledge

Translations

Every language

noun special form of secured loan

Españolhipoteca
한국어저당 jeodang, 저당권 jeodanggwon, 모기지 론 mogiji ron
日本語抵当 teitō, 抵当権 teitōken, 住宅ローン jūtaku rōn
中文抵押 dǐyā, 抵押貸款 /抵押贷款 dǐyā dàikuǎn, 按揭 ànjiē, 房貸 /房贷 fángdài
हिन्दीरेहन rehan, रहन rahan, बंधक bandhak, गिरवी girvī
Kiswahilirehani
Portuguêshipoteca
Françaishypothèque
DeutschHypothek
Italianoipoteca
Ελληνικάυποθήκη ypothíki
Românăipotecă
Русскийипоте́ка ipotéka
Tiếng Việtquyền cầm cố
العربيةرَهْن rahn, رَهْن عَقَارِيّ rahn ʕaqāriyy
עבריתמַשְׁכַּנְתָּא mashkánta

verb to borrow against a property

中文按揭 ànjiē, 抵押 dǐyā, 質押 /质押 zhíyā
हिन्दीगिरवी girvī, रेहन rehan
Portuguêshipotecar
Françaishypothéquer
Deutschverpfänden, eine Hypothek aufnehmen
Italianoipotecare
Ελληνικάυποθηκεύω ypothikévo
Tiếng Việtcầm cố
עבריתמשכן mishkén

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MLA

"mortgage." Wiktionary, via Micwyn, micwyn.com/word/mortgage. Accessed 6 Nov. 2026.

APA

mortgage. (n.d.). In Wiktionary, via Micwyn. Retrieved November 6, 2026, from https://micwyn.com/word/mortgage

Chicago

"mortgage." Wiktionary, via Micwyn. Accessed November 6, 2026. https://micwyn.com/word/mortgage.

BibTeX
@misc{mortgage_2026,
  title = {mortgage},
  howpublished = {Wiktionary, via Micwyn},
  year = {2026},
  url = {https://micwyn.com/word/mortgage},
  urldate = {2026-11-06}
}